NLIC.org

Bobbie Said:

Does United Health One have some good affordable health insurance?

We Answered:

health-quotes.isgreat.org - I switched to this health insurance from them, cause it gives much cheaper rates for m?.

Judith Said:

Are politicians destroying the United States of America?

We Answered:

Politicians are out for themselves and really do not care about the average Joe. they have the best Health Care their is so why should they worry about you and me.*

Pamela Said:

What is the reason for high health-care in United States?

We Answered:

Because no one pays their own health care costs!

We expect everyone else (gov't, insurance companies, our employers) to pay for our medical care.

Because of this we demand the best available care and we don't care about the price. The market forces of competition are absent. There is no incentive for us to shop around for the best price for health care.

Another factor is too much gov't regulation. Not every medical issue requires a full M.D. Why can't I go see someone less trained and educated for minor issues?

Yet another factor is the legal system has greatly increased costs due to constant mal-practice suits and judgements beyond all reason. The medical establishment does tests not needed just to prove they covered all the bases. Malpractice insurance keeps getting more expensive, thereby driving up our costs.

Still another factor is that illegal immigrants get free health care, at the medical establishments expense, because they are not allowed to turn them away.

There are many reasons for the high health care costs. Any true reform will have to address them all.

Nicholas Said:

Does health insurance cover therapy?

We Answered:

I assume you mean mental health therapy. Pretty much all insurance covers therapy to some extent. The best way to find out is to call the number on your health insurance card and ask them what they cover and what therapists you can choose from. It varies by state and plan, so it's not really possible for me to answer it better than that.

Allen Said:

The rise of healthcare rates are criminal in the united states what do you think?

We Answered:

my health plan didn't go up - instead they added a $500 deductable - all you can do is bend over and take it

Henry Said:

i have a question about the my new health insurance?

We Answered:

Your insurance plan is Charter Oaks Americhoice. Call them, and ask them for a list of local Primary Care Physicians near you that are accepting new patients.