NLIC.org

Edward Said:

I am being billed for employer paid insurance premiums while I was on extended medical/family leave...?

We Answered:

Don't know what you mean by "nasty". But if you owe them the money- they are entitled to take legal action against you to recover the money.

Perhaps you should call and set up a payment plan - offer to pay $183.34 per month and you will have the debt paid off in 6 months. If that's too much - offer to pay 91.66 per month and have it paid off in a year. If they agree to a payment plan - as long as you make your payments on time - they would not take further legal action.

Isaac Said:

What would do you think about Mutual of Omaha Insurance company? Would you buy from them rather than another?

We Answered:

This is not my market, so I'll give you a few pointers. You should look at other companies to subsidize you main carrier. Consider Old Mutual (F&G), AIG, Shenandoah, Lincoln Financial, and Fidelity Life Assoc. If you plan on generating your own mortgage leads, realize that it's a numbers game and you will have to test-market different letters and approaches to find the best fit (geographical markets react differently). And since I've been nice enough to tell you this, please promise me that you and your agents will spend enough time with folks to figure out if they have a need beyond just their mortgage.

Martha Said:

Please explain, GOP/NAZIS?

We Answered:

Healthcare went up 30-40% EVERY YEAR Bush was President that I can remember - that's how it TRIPLED!!!
But Fox told them to get all up in arms over it increase 10% ONCE and so they did.