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Floyd Said:

Can I get health insurance working for a small business as a volunteer?

We Answered:

Doubtfull. That is normally for employees.

Antonio Said:

Cost of small business Insurance?

We Answered:

That's because there's no "average" small business.

Right now, you need liability, property (contents), and workers comp. But do you need building coverage, or not?

You're probably looking at $3,000, to start. $1200 for the bakery liability & contents, assuming no fryers, and another $1500 for workers comp for three employees.

Armando Said:

Small Business Insurance Question!?

We Answered:

Not knowing where you are located makes it a little difficult to say. I checked on the operations of an "oxygen bar". The Ins Co will probably take a couple of things into consideration. How many oxygen machines are you operating, your gross annual receipts (you will be audited), and do customer's sign waivers. Do you own or lease the machines, and does the manufacturer provide you withy any vendor's coverage? Have you ever had your own business, a resume of your qualifications, and any loss runs (Ins Co documented claims history) for any businesses you have run. Once all of that information is compiled, it would be easier to qualify costs.

Judy Said:

my name is marco i started small insurance business and their is lots of competition we need guidance?

We Answered:

You need to get out of the office. You can't make people come to you, you have to go to them.

Offer free classes at the local library or church, offering to review policies, explain coverages, and give comparative quotes. Have lots of business cards on hand.

Ray Said:

what would be a rough dollar amount per month for insurance on a small business starting out?

We Answered:

est $200 per year

Kristin Said:

Does anyone from NYS know about goverment subsidized health insurance for small business'?

We Answered:

Since small businesses find it hard to offer expensive health insurances, there are alternative options available like Medical Tourism to countries that offer low cost but high quality medical services. People with the need for elective surgery can travel to such a hospital in India or Thailand. Check out sites like http://www.MedicalExcursions.com or http://MyMedicalExcursions.com