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Brad Said:

Can I get public liability insurance by the day?

We Answered:

It's called Public Event Liability Insurance.

Your own insurance company will have it they all have.

Stephen Said:

Dog walking need public liability insurance?

We Answered:

What will you do if a dog you are walking kills a child?

Or gets hit by a car?

If you are running a business, unfortunatly, you need some insurance coverage

Leah Said:

We are a manufacturing unit in India. What would be our benefit if we go in for Public Liability Insurance?

We Answered:

Self protection. If a member of the public was injured or killed because of your working practices or negligence. Or the same by others you may sub-contract work out to.

Lucille Said:

Public Liability Insurance for a Promotions Agency?

We Answered:

Do a websearch for "public liability insurance". You'll get half a million references !

Pick an agency that can get you online quotes, such as those below for UK.

For £2,000,000 liability, I now pay about £200 per year but it was a bigger premium when I started 5 years ago. I think the companies give you an unspoken NCD.

Sam Said:

Need advice with public liability insurance?

We Answered:

Public liability insurance covers businesses against any claims made against them by members of the public. EG because the slipped over on your wet floor, or your sign fell down and hit them on the head.

The kinds of policy are fairly standard, the main differences depend on the type of business. EG, a in a retail environment like yours the only real risk is someone having an accident. But in manufacturing each product might have a fault that might injure and end customer, so the risk is different. I suspect the only real difference will be the level of cover - ie £1 million, £5 million etc. Your broker will probably be best placed to advise you on what you need.

Be aware there are lots of other kinds of cover you might need - employer's liability, professional indemnity, contents, buildings etc. It is likely that you will get all of these in a single package, rather than having to consider and buy each one individually.

Melissa Said:

Is Public liability insurance legally required for self employed people in the construction industry?

We Answered:

if you employ others and are responsible for the contracts then yes if you subcontract then the person who you " work for as such" is responsible for the liability insurance, hope this helps x

Zachary Said:

how old do you ahve to be to have public liability insurance ?

We Answered:

That's a contract, so you have to be old enough to enter into a contract.

18 years old.