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Elizabeth Said:

a property insurance policy has an annual premium of 780. ?

We Answered:

None of the above. If the annual premium is $780, then that is $65 per month, and 5 months is $325.

Lisa Said:

Insurance premium on a small bar / restaurant?

We Answered:

You would be best served by finding yourself a LOCAL independent insurance agent in your community that specializes in small businesses.

Since you will be a pub/tavern, with no food sales - you won't have the cooking exposure but you WILL have the alcohol exposure (dram shop laws apply) and you will need to be sure to have liquor liability.

Your local agent can expalin all of the requirements and your alcohol control board can (and WILL) explain all of the "LEGAL STUFF" to you.

Good luck and I hope this helps!