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Premium Insurance Canada

Brittany Said:

Ontario Canada Auto Insurance Companies. Can you recommend one that is reasonably priced.?

We Answered:

My husband and I have been using Belairdirect.
They're online, in Ontario, and have always been very helpful. They were the cheapest we found, and offer a $0 deductible, $1 million coverage. A few months ago, over winter, our rear windshield cracked and then blew up completely. They covered it entirely (not even a deductible, and no questions asked).

I highly recommend them. Check them out at www.belairdirect.com

Elizabeth Said:

do I have to contribute to employment insurance premiums in Canada?

We Answered:

If your any employee YES.
If your self/employed NO.
Major shareholder in a corporation you work at NO.

Donald Said:

Petplan insurance Canada- also dog insurance in general?

We Answered:

I refuse to waste my money on pet insurance. More often than not, I would not spend the amount that insurance premiums charge and the chances of something big happening are not that great. I would prefer to take those premiums and tuck them away into a savings account, year after year, and then use that money when needed, if needed. If something big did happen, I would use an emergency only credit card, or work a payment plan out with my vet if I didn't have the cash on hand.

I do believe that tho some have benefited from this, most will spend more on premiums than what they will get in return in actual medical coverage. That's how all insurance companies make a profit tho.

Discuss It!