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Dana Said:

Which is Best Policy for Higher Aged Persons ?

We Answered:

The information provided by you does not clearly mention if your parents are enjoying GOOD HEALTH presently or have any Pre-Existing Ailments. A proper answer about which policy suits them (which policy from which company as well as a Floater policy or an individual cover) can be given after information is available.

Fortunately, now a days, we have insurance policies available which offer coverage for Pre-Existing Ailments after 45 days. This period of covering the pre-existing ailments can vary from 45 days to 4 years depending on the policy.