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Raul Said:

Florida is a no fault state. After both insurance companies tenure up all claim money available what's left?

We Answered:

If you have already gotten a lawyer then you have nothing else you can do. Good Luck.

Corey Said:

can my no fault insurance cover the querter window replacement ?

We Answered:

That would be covered under your Comprehensive coverage. If you do not have 'Own Damage' coverage under your policy it will not be covered.

Edna Said:

I had No Fault insurance in Mich. The guy who hit me is from Ohio.Do I have any recourse for cost of my auto?

We Answered:

Yup... MI laws suck! It's the only state I know of where No-Fault DOES apply to property damage! I have no idea why that law passed.

I don't know MI auto laws very well but I think your limited to collecting about $300 from the other party. You need to have collision insurance on your own vehicle to collect any more.

My recommendation... move, if you live in MI. :)

Toni Said:

what is the benefit of no fault insurance in michigan?

We Answered:

We have no-fault in Minnesota...here it just pertains to injuries sustained in an accident. Here is means if you hurt your back in an auto accident and miss a couple days of work YOUR insurance pays the medical bills and lost income because of the accident. In Minnesota the standard limit is $20,000 medical and $20,000 non-medical, if the injury is more than that that's when you have to go after the other driver to pay the rest of the bills.

The benefit of the system is that by paying the first $20,000 - $40,000 of these bills it keeps a lot of cases out of court, obviously the downside is you have to turn in a claim to your own carrier for something that may not have been your fault.

In regards to your questions on what you should do, since it looks like your fault what you should do is tell the guy to get an estimate on what it's going to cost to repair, he'll give you a call and tell you what it is and at that time you should decide whether you feel comfortable paying him directly (and leaving the insurance companies out of it) or if it's too much for you to dish out you can turn the claim into the insurance company at that time...just don't let too much time pass.

Catherine Said:

When a Texas resident has an auto accident in Minnesota- a no fault insurance state?

We Answered:

In every state except Michigan the term "No-Fault" refers only to how and who pays the medical of an injured person. It means that no matter who is at-fault your own insurance company pays your medical bills.

Who pays for car damages in MN are still based on negligence. The accident will be handled under the laws of MN as that is where the accident happened. So if the other driver is at-fault you will get paid for your car damages by their insurance company. In MN the have comparative negligence laws so depending on the accident facts you might not be owed 100% of your damages. If you contributed 15% of the negligence to the accident, the amount you can collect is reduced by that 15%.

Good Luck

Jay Said:

What is no fault insurance? What types of accidents does it cover?

We Answered:

No fault only has to due with medical bills. Some states have no fault and others do not. If you are in a not fault state and you are injured in an accident no matter who is at fault for the accident you always go to your own auto insurance company to pay the bills.

Charlie Said:

I am looking for a good no fault insurance doctor in honolulu, hawaii?

We Answered:

You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info