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Beatrice Said:

which health insurance in the US has the lowest deductible while also having the lowest premium?

We Answered:

Many different companies will have a $0 deductible; you can't get much lower than that! Of course, a lower deductible will mean a higher premium.

Generally, the amount you save with a higher premium plan pays for the deductible in the long run. Most individual policies will have the doctor visits and prescriptions for a small co-pay without having to meet the deductible. The deductible mainly comes into play if you have to go into the hospital.

Just remember, with health insurance you get what you pay for. A low premium will generally mean reduced benefits.