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Life Insurance Premium Quote

Calvin Said:

Is this a good life insurance quote? ING @ $940/30 year?

We Answered:

I'm assuming you mean for $1,000,000. And, I'm confused why are you not asking your insurance broker and why did your insurance broker not show you ING and dozens of other companies? That's what an insurance broker does. Our clients see hundreds of options and if they have questions they ask us. When you use a broker you pay nothing for their service.

So, my answer is that is good, but you should be buying through a broker so the broker can show you what the competition has to offer. They're free and they're invaluable. Most good brokers will allow you to see the rates right on their web site - side by side with other carriers AND without even having to divulge your personal information.

Seth Said:

$500k Whole Life Insurance quote?

We Answered:

Should be no more than $250/mo, limited medical questions and probably a paramedical exam.

I ran 3 quotes, $241, $244, $267 were the answers; that's with waiver of premium (protects policy if you become disabled and can't pay before age 60)

These are all A+ rated companies what state?

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