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Insurance Premium Financing Companies

Leroy Said:

How would you pronounce this name?

We Answered:

HAHAHA!! I love it!!

Jordan Said:

Is it illegal to have 2 different insurance companies for different cars?

We Answered:

This is what i know you could only have 1 insurance per car but since you put liability on your insurance that only covers if you crash somebody else but your car is not covered so the finance company wants collision and comprehensive to be added to the insurance to cover the finance car so thats what your mom did she put that extra coverage so if any thing happens the car is covered.

Dawn Said:

Seeing that so many people are satisfied with their present health insurance?

We Answered:

When you talk about the government but running anything right, I take it that is why the US is like Zimbabwe, or North Korea.

I am always amazed how many Americans seem not to be aware about the issues with healthcare relying on FOX and other sources to spread misinformation about the healthcare system of the USA and those abroad.

First of all, Obama wants to make insurance more available to all and change the system so that it is cheaper. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance.
Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well.
Third, Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this.

FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage.
FACT - American insurance companies push up prices and work to stop paying out claims on those they cover.
FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet.
That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.

Last of all if you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012.

Brenda Said:

Insurance & a totaled car?

We Answered:

Depending on your state-you could turn in the registration (The license plates) to your motor vehicle bureau and your insurance should be cancelled effective the date that the registration ends. If your vehicle is a total loss and your insurance company is retaining the salvage, you should be able to do that immediately. What will happen next is that, again, depending on your state, your insurance company will seek either a power of attorney or the signed title to your vehicle. They will contact your lien holder for the payoff amount and contact you for the settlement amount. It can be a very confusing process but you do not need to wait for the vehicle to be paid in full before you cancel the policy as the vehicle is not being driven and is now in the care/custody/control of your insurance company. Wishing you the very best of luck!!! I hope you weren't injured!!!!

P.S. You should call your adjusters supervisor to get the ball rolling so you can move on and find another vehicle!!!!

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