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Aaron Said:

Need help to withdraw HDFC Life insurance within first 15 days?

We Answered:

YES
THE TERM USED FOR SUCH CASES IS COOLING OFF
ie DURING THE COOLING OFF PERIOD IF YOU ARE NOT SATISFIED WITH THE TERMS AND CONDITIONS OF THE INSURANCE GIVEN TO YOU YOU CAN GET ENTIRE AMOUNT BACK DURING THE COOLING OFF PERIOD
THIS COOLING OFF PERIOD IS OF 15DAYS FROM THE DATE WHEN YOU RECEIEVE POLICY DOCUMENT FROM THE COMPANY
ASK YOUR BLADDY AGENT TO GUIDE YOU OR CONTACT BIMA LOCPAL ie OMBDUSMEN OF INSURANCE OR YOU MAY WRITE TO IRDA DIRECTLY IF HDFC DOES NOT GIVE MONEY
GENTLE ADVISE TRUST ON LIC LIC AND LIC ONLY

Kent Said:

life insurance dividends?

We Answered:

I believe what your father is in reference to is the fact that if you have a paid up @ 65 policy, you pay till 65 then what ever is in the cash value portion pays the premiums of the life insurance.

Those policies are designed so that there is enough in there that it will still grow to the face amount.

Dividends are as everyone above has said. A return of OVER PAID premium.

In cash surrender value policies, they are tied together. And in most cases, the higher the CSV, the less the insurance company has to pay.

Joanne Said:

what would be the best LIC ( life insurance coorporation, india) policy for child, age 1 yr.?

We Answered:

LIC has different types of policies and the premium depends on the type of policy you choose, the number of years you want the child to be covered, etc. Please visit nearest LIC office and gather details or through your close relative you can get assistance of LIC agent who would guide you properly.

Erika Said:

What is the best Insurance Scheme one can take in India? All of them pay a high brokerage to agents?

We Answered:

you can go for Bajaj Allianz life insurence. I think its good. visit:www.bajajallianz.co.in