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Linda Said:

Are their Insurance Attorney's in Austin, Texas who represent independent insurance agents?

We Answered:

I don't think the problem is that you can't find an Attorney who will represent independent insurance agents, but rather that you can't find an attorney who feels confident that he can prove "slanderour and immoral actions" against the TPA.

Keep looking, and I wish you well.

Jennie Said:

How do I become an independent insurance agent?

We Answered:

What's your backround? Do you have the experience? Can you move a book of business?
I started a new agency from scratch 3 years ago but I had 12.5 years experience and a book of business I could move.
What do you have to offerthe companies?

Josephine Said:

independent agents for insurance?

We Answered:

One way to get the best motorcycle insurance rate is to compare as many quotes as possible. Following are several links to some of the most popular free on-line rating services. By using them you greatly increase your odds of getting the best rate.

http://www.jdoqocy.com/click-2977717-104…
http://www.kqzyfj.com/click-2952034-1039…
http://www.usinsuranceonline.com/usio/in…

Once you find which company offers the best rate you then can request from the company a local agent.

Shane Said:

Does anyone know how much e&o annual premiums are with IIABA for independent insurance agents-Life/P&C?

We Answered:

Minimum premium for E&O coverage for agents, is around $1500.

You'd have to fill out the application and send it in to get an actual quote, because the retro date is a crucial factor.

Felicia Said:

how can i sign up with insurance carriers as an independent insurance agent?

We Answered:

Are you licensed? If not, the best thing to do is to find a job at a local independent agent as probably an assistant of some sort, then tell them you are interested in being licensed, they would normally pay for your schooling & testing & your licensing fees. Once you are licensed, you can work with the public and the companies and then you can decide 2 things, if you like it at all (some people are just not cut out for it) and what companies you like & don't like. If you are already licensed, I would do the same thing. Starting your own agency takes A LOT of money & it takes a while to get companies to appoint you. If you have already worked with some companies for a few years, get to see how an agency works, what you need to know, do, etc, you may have an easier time with it. Then, once you are appointed, remember you work on commissions - most commissions are 10-20% ($100-$200 on a $1,000 policy) so as you can see, it will take a lot of policies just to pay your own salary, never mind your utilities, computers, office supplies, support staff, you own insurance (E&O is expensive & normally has a $10,000 deductible which has to be paid whether the the policy pays out or not) etc. Commercial policies are complicated and shouldn't be written by anyone that doesn't know exactly what they are doing (most producers specialize in a few types of businesses and get to know them very well). Good luck to you, but I think I would try working for someone else first.

Raul Said:

Where can I get E+O coverage as an independent insurance agent in Texas?

We Answered:

If you are licensed with a particular life insurance company, you can get E&O for selling fixed insurance products through some of them. I am not sure if they would cover the PC part. Ask the companies you want to represent if they offer the E&O coverage to their agents. It should be cheaper.

Christine Said:

Can an independent insurance agent...hire telemarketers who are not agents to market insurance products?

We Answered:

A telemarketer, in order to sell insurance products, must be licensed with the insurance companies, and with the state in which the products are sold.

An agent can hire telemarketers to make calls to set appointments for agents to sell insurance, and not have to be licensed.

There is a big turnover in telemarketers, especially if they are making quotas on appointment setting, which would explain all the hiring and firing.

In order for a person to sell insurance, he/she must be licensed, in addition to having product knowledge to be able to sell the product.