NLIC.org

Luis Said:

You are at fault in a traffic accident, how can you clear the record from insurance & dmv w/o hiring a lawyer?

We Answered:

To go to traffic school, you have to go to court and be sentenced to it, which is up to the judge. You will need a lawyer to represent you, and an at-fault accident usually will not ever be completely erased from your insurance company. They may not recognize it anymore, but the increased rates will likely stay mostly the same.

And the term "clearing it from your record" really isn't proper. It will always show that you had an at fault accident, but the points nicked off your license can be reduced/eliminated assuming you go to the class, pay any fines, settle with the victim, etc.

Ricardo Said:

how do you challenge your car insurance policy provider?

We Answered:

Are you claiming off them?? If you are not then there's no issue. But if you are claiming and they are dragging their feet you could get a lawyer to send them a letter, that's where they stop complaining in most cases.

If you need an aggressive lawyer see http://locate-power-of-attorney.info
check out their FAQ to understand how they operate :)

Yolanda Said:

Monetary Policy questions. Please Help!?

We Answered:

1. If the Fed raises the reserve requirement the money supply will fall because the money multiplier is the reciprocal of the reserve ratio (i.e. 10% reserve ratio has a money multiplier of 10 whereas a 20% reserve ratio has a multiplier of 5).

If you expect 10 answers you should ask 10 different questions. 1 point per answer for best answer is not enough incentive for anyone to answer all of your questions. Isn't economics fun :D

Christine Said:

What would be the best answer to these questions?

We Answered:

1. Anger would have a detrimental effect on driving.

2.
a) Shoot the driver
b) Grab and turn the steering wheel
c) Shoving a map in the driver's face
d) Scalding the driver with hot coffee
e) Shouting racist insults out of the window whilst driving though the roughest part of town.

3. Make them wear seat belts.

4. NEVER DRIVE WHEN DRUNK *glares*

5. Call a taxi.

Billie Said:

How high will my premium go up?

We Answered:

You'll have to talk to someone over at Nationwide to find out exactly how much, but it is usually in the ballpark of a 33% increase your first renewal after an accident. The increase is due to losing any good driving discount you had, plus a surcharge for having an accident.

Ralph Said:

How do you decide which company and agent, to buy your Car Insurance?

We Answered:

I called several independent agents & asked for quotes & info on the company for each quote I received.