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How To Lower Car Insurance Premiums

Hector Said:

How Do I get a reasonable car insurance price for a seventeen year old boy in the UK?

We Answered:

1. Opt for a larger excess - only if you can afford to pay it if you have a crash
2. Move to a safer area for car crime - difficult
3. Do not do a higher risk job like bar work, avoid unemployment and being a student
4. Keep the car off road at night and preferably in a garage
5. Be older
6. Get a small motorbike instead like most used to when I was your age

Unfortunately the insurance for teens has gone up even more than that for everyone else this year. It is not realistic for many teens to expect to be able to run a car now.

Elmer Said:

How much is car insurance? I'm doing and economics project...?

We Answered:

A $38,000 vehicle, driven by a 68 year old female with no tickets, no accidents, owning her own home and having an excellent credit rating would pay very little for full coverage on the vehicle.

A 16 year old, just licensed, several speeding tickets and one accident would pay thousands of dollars for full coverage.

To put it another way, too many variables to even try to give you an answer.

If you're really asking how to save money on car insurance:

"How can I save money on car insurance while maintaining safe levels of coverage?
Choose the right car: Before you buy a car, check with your agent to see how much the rate for the car you have chosen will be, and if the premium and the car payment fit your budget."

"Choose a higher deductible: Your insurance premium can be decreased if you increase your portion of the risk. Raising your collision and comprehensive deductibles from $250 to $500 or higher can save money. You do need to be aware that you will have to pay the higher deductible any time you use these coverages."

"Take advantage of special discounts: Ask each company what special discounts it offers. Discounts are available to young drivers who are good students or have taken a drivers' education course. Discounts are also available to seniors who take the '55-Alive' program offered by many organizations in the state."

Leroy Said:

How can i get a much lower insurance offer (UK)?

We Answered:

They will not charge a termination fee as you don't have to renew your car insurance with your current provider. I would recommend to shop around and you should be able to find a better deal. Try comparison websites like http://theycompare.co.uk , http://gocompare.com , http://comparethemarket.com etc

Gina Said:

Car insurance dilemma - named as main driver but not, what should I do?

We Answered:

Insurance Companies accept the details given by the policy holder. They wouldn't normally look any deeper until there is a claim. If you have a car of your own that you take to work each day, and your au-pair has a car that she keeps with her all day, then you can't possibly be the main driver of her car, and it won't take the Insurer long to figure this out in the event of a claim. Contact her Insurer and get the details corrected before a claim occurs.

Barry Said:

How could i get the low cost car insurance ?

We Answered:

I recommend you this site where you can compare quotes so you can find the best option for you

http://Cheap-Car-Insurance-USA.info

Claude Said:

Can anyone recommend the best car insurance provider in Vancouver, BC?

We Answered:

I am not sure about Canada, but in the US I was only able to get the best prices in the smaller companies - you might wanna get a free quote here: http://www.insurance.letsseeifitreallyworks.com/yahoo

Discuss It!