NLIC.org

Tracey Said:

Will my grandmothers insurance premium increase because of a lightening strike? ?

We Answered:

Not much of an expert on insurance, but something that valuable would have to be listed separately on the policy to be covered. A similar example would be expensive jewelry or an antique collection. An organ is not typical furniture or an appliance that most people have in their homes.

But I'm a professional organist too. And your question has me thinking... How big is your grandmother's home to fit a pipe organ inside? By "digital pipe organ" I'm guessing you mean that it is an actual pipe organ with a digital LCD display. Or is it an electronic organ, sans pipes? Very interesting... But at any rate, I wish you the best of luck with the situation.

Joyce Said:

Homeowners insurance?

We Answered:

Too many variables to answer your question. It depends where you live, how big the house is, what is covered and for how much.

Max Said:

How much will my premium for Homeowners Insurance go up for a roof claim ($6,000)?

We Answered:

You'll have to ask your agent. It depends on too many things that you didn't mention here.