NLIC.org

Julie Said:

home daycare insurance quotes?

We Answered:

Find a local agent through InsureMyHouse.com

Gerald Said:

Different methods of getting insurance quotes?

We Answered:

Try this site

http://qinsurance.notlong.com

here you can compare quotes from different companies.

Clifford Said:

Home Insurance, should I go for high deductible?

We Answered:

The answer to this depends on your financial condition and how much you are willing to absorb yourself in the event of a loss. As a practical matter, I always recommend high deductibles on all forms of insurance. It reduces the cost of your insurance and decreases the chance that the insurance company will tire of your frequent claims and significantly increase your premiums. Covering the smaller claims yourself also allows you to get repairs done even quicker without having to have an appointment with an adjuster.

Mattie Said:

I am looking for renter's insurance for my home and would like to know the best way to get quotes on line.

We Answered:

You're not going to get an accurate quote online. So all the form filling out you do, when it's time to buy the policy, you'll have to do all over again. Sorry.

You're best off going to two independent insurance agents in your town, and asking them to quote out with several different companies. That way, you'll get 4-6 different quotes, from different companies. You WON'T get an Allstate, State Farm, Liberty Mutual quote that way, you have to go to one of their agents, who ONLY represent that company - they work only through captive agents.

OTOH, you're looking at a $150 policy - that's about what it is for $20,000 of "stuff" coverage, replacement cost on contents, and $300,000 liability. So it's not much premium, ya know?

Also, keep in mind . . . when getting a quote, only the first agent asking for a quote from a company can get it for you - for example, if agent A goes to Travelers and asks for a quote for you, when agent B goes to Travelers to ask for a quote for you, they'll be told that they can't quote it, as it's another agent's quote already.

Hope that helps, although I know it's not what you want to hear.

OH, and just keep in mind . . . they WILL do a credit score check when calculating eligibilty and rates - which is why you won't find an accurate online place for renters insurance.

Cathy Said:

Where can i go to find a insurance quote for a SMALL home based cleaning biz?

We Answered:

try your local insurance company . like your auto insurance and ask them if they insure business also ..

business insurance is not expensive and it covers you for several stuff including if you break something they range depending on the stuff that you do from 250.00 for 3 months or so

ask your insurance agent and check "shop" rates

Alfred Said:

Why is my online home insurance quote cheaper than the 1 they sent me, its the same company?

We Answered:

It always happens, the renewal quote is always more expensive, ring them up and I bet they will go with the on-line quote to keep you as a customer.

Also go on comparsion sites to see if you can further beat the company you are with http://www.moneysupermarket.com or http://www.confused.com