NLIC.org

Gene Said:

how much for general liability insurance ?

We Answered:

Workers comp is going to be cheap, it's going to be about 15% of payroll, or a minimum of $1200.


The GL is ALSO based on payroll and cost of subs, but it's going to start at $2,000.

Both policies will be auditable.

Ruby Said:

Where can I buy general liability insurance? I am starting a program that brings my services to preschools.?

We Answered:

For a new business, you'll need to contact a local, independent agent. You can find one near you, at www.iiaa.org.

You can't buy this online.

Charlie Said:

Construction General Liability Insurance?

We Answered:

In Ohio, general liability is very inexpensive. Most small contractors can get a $1,000,000 policy for $400-$500 a year. Call a local agent who writes contractors and get a quote. Should take less than five minutes for them to ask you the underwriting questions.