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Rosa Said:

Is it required to have full coverage insurance when you have a new car?

We Answered:

yes you do have to get full coverage since its not technically yours yet until you pay it off

Mary Said:

Does full coverage insurance usually cover totally owning an animal?

We Answered:

If you have comprehensive coverage your policy should cover this loss. IF the claim falls under comprehensive there should be no change on your premium on your policy as long as you only his the dog and no other cars.

BY THE WAY (this is going to sound harsh) BUT working in the insurance industry I learned that it is ALWAYS better to hit an animal then to swerve and hit another car or a pole. REASON- if you hit another car or a pole that would fall under collision coverage and there is a higher risk that your premium will increase, BUT if you hit an animal it goes under comprehensive coverage and your premium will not increase b/c of a comp claim.

Laura Said:

How would I go about buying a car on payments without getting full coverage insurance?

We Answered:

Well, you don't use the car for collateral for your loan. That means, you get a personal (unsecured) loan from your bank; or you charge the balance of the purchase price on a credit card; or you take out a home equity line of credit; or you use something ELSE, besides that car, as collateral for the loan.

As long as you're using THAT CAR as collateral for the loan, you'll need full coverage. If you're using something else for collateral, you'll have to carry insurance on that something else, whatever it is.

Ian Said:

Should I put full coverage insurance on my vehicle or liability?

We Answered:

Common situation you met like many other people,be patient,and check the resource here

http://www.CarInsuranceTip.info

i found useful.

Joe Said:

If my girlfriend has full coverage insurance and she wants to drive my car will she be covered if in a wreck?

We Answered:

Insurance follows the vehicle, not the driver. If she drives your vehicle, your insurance covers if anything happens. In some situations, her insurance can be used, such as damages to your car MAY be covered under her collision (or liability, depending on the state). But if there is damage to other property or vehicle, it will come from your insurance.
Be safe and contact your agent for full details, before she drives it.