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Milton Said:

Are rates for disability insurance different in different states?

We Answered:

Pricing differences in disability from state to state only occurs because of product availability. Since you would be exercising the rider on the same product, the state would have no bearing.

Virginia Said:

Health Insurance premiums while on disability..who covers you when you're ill?

We Answered:

It's possible that the company changed their policy from the time you had your last child. The new policy you state is more the norm. They may have had issues with people not returning to work and recouping their money, so now they make you responsible for it. what the premium is should be given to you. It is a known amount and should not be a secret. Perhaps a visit instead of a phone call is in order. Ask for this info in writing. They should have it.

Ricky Said:

How to determine the Insurance premium for disability insurance?

We Answered:

Disability insurance is based on the age, sex, occupation and the amount of potential lost income that you are trying to protect. If the you have higher chance for injury, then you have to pay high premium.

Clarence Said:

cost of disability income insurance premiums?

We Answered:

Well, to get the correct answer, you have to WEIGH the options. The biggest factor, is how old you are. Next biggest is coverage amount. Then the waiting period, and place of residence is the one that has the LEAST effect on the rate - so that's the most correct answer.

Walter Said:

Ballpark estimate of disability insurance premiums?

We Answered:

They will not send you any email. Call your local agent. They can give you a quote over the phone. It depends on how much you are looking for. $1000 a month, $4000 a month, $345 a month...

Give them a call.