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Penny Said:

I'm 28 healthy female need health insurance.What is the best price for a premium plan with dental and where?

We Answered:

Ha. I'd like to know myself. Healthcare in the US is astronomical! I am divorced and had to get my own health ins.. I had Aetna HMO with no dental ins. Can't afford that! It kept rising every year almost $100.00 until I finally was paying over $600.00 per month with no dental! I switched to Horizon Blue Cross Blue Shield of NJ. I pay less than Aetna, but it's still same plan, with no dental, $30.00 co payment for each doc visit and I pay 1/2 of each prescription's cost. My current monthly payment to them is $470.00 per mo. A PPO is off the charts money wise and so I took the bottom of the barrel, an HMO.. Good Luck..

Sam Said:

What do you pay for family dental insurance?

We Answered:

That's $1,000 PER PERSON. Plus you get the network discounts for the dentists in the plan on top of that. $80/month is pretty cheap...$110-$130 is what a plan would usually run (depending on your state/zip code). They're likely contributing either not at all or very little. If it's 100/80/50 (preventative/basic/major) then that's normal as well.