NLIC.org

Minnie Said:

How to bring car insurance premium down for a young driver?

We Answered:

Do NOT do what "JAN409" is doing as she and her son are fronting and that is fraud!!

Her son is currently driving round with no insurance and if in an accident then they are liable for all payouts and they will be prosecuted for committing fraud. Silly risk to take just to save money and most people seem to think it is fine to do it.

To get the cost down stick to group1 insurance cars, you can add a driver with experience to YOUR policy to help reduce the cost but even then your looking at £2500 a year.

Brandy Said:

which make and model of car/SUV is the cheapest on auto insurance?

We Answered:

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

Jacqueline Said:

How can i get cheaper car insurance?

We Answered:

It is the case. You just have to shop around more than just looking at two or three places, see the comparison sites, there are about 50 of them.
http://finance.ebookorama.com/ukusa-selected-resources.php
also phone each number in the yellow pages, do your legwork, be on it one week before paying the full wack. With that money I get 3 covers myself!

Alicia Said:

Is adding driver to car insurance cheaper?

We Answered:

You can compare how the insurance quotes would change, for example here - autoinsurance.noneto.com