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Ray Said:

What is a cheap car insurance company?

We Answered:

Insurance rates vary SO much from person to person. It's based on some of the following: Your car type, policy you want, even who you live with and credit score you have.

insurers base their quotes on different factors for different people, Just take some quotes online, phone some brokers offline, walk into a broker's office.

Hilda Said:

what is the best car for cheap insurance?

We Answered:

You can check insurance group ratings at
http://www.abi.org.uk/carinsurance/searc… - the lower the group, the cheaper the insurance.

The best thing to do is get a quote through a insurance comparison website like http://www.confused.com and then keep changing the make and model of the car to see the price difference.

Irma Said:

How to get a cheap car insurance for young driver?

We Answered:

There's no way we can answer that here, it depends on where you live, how much coverage you are going to want, who else is in the household, and the credit score of the owner Pretty much any insurance broker or agent should be able to help you, just search around till you fing someone that offers good value for money

Clayton Said:

Where to find really cheap car insurance?

We Answered:

Sounds like fun.
Though if you are only going to use it for ramming in to each other, surely it will not be safe to take on the road anyway?
If you really want insurance take it out on a monthly basis as I don't think the car will last that much longer LOL.
Have fun though.

Gertrude Said:

Where can i find cheap car insurance for a 17 year old male?

We Answered:

It is not a case of insurers making life difficult for young drivers, but the other way round. Insurers are being hammered with claims from young inexperienced drivers, and I can assure you that if they just charged those high prices to make a tidy profit, there would not be so many insurers stopping insuring younger drivers altogether. It simply is not viable to offer insurance to people with little or no driving experience because of the cost of claims that comes with it.

You state that you feel that those young drivers who make the claims should pay for those claims, and they do, as in addition to paying the high prices you pay, those young drivers who claim will lose any no claims discount they have and may face premium loadings when they make a claim, and their premium will go up even more, but the insurer has to try and judge the likelihood of you making a claim when they insure you, and set your premium accordingly, and to do that, they look at the risk profile of drivers with a similar age and experience to yourself. It would not be fair for example to tell experienced drivers in their 60's that the cost of their insurance is going up because young drivers are making claims, so they have to spread the cost of those claims across the younger drivers.

You ask where you can find cheap insurance, and to be honest, if any company out there offered cheap insurance to inexperienced drivers, they would have gone bankrupt years ago as the cost of claims would outweigh the premium paid. The best thing you can do is to try a few price comparison sites, as whilst all insurers will be expensive, it will at least point you to the least expensive. Try as best as you can to reduce the risk to the insurer by going for a car with a low insurance group, alarm it, keep it in a garage or somewhere safe when not in use, look at higher excesses, even try putting an experienced driver on as an additional named driver as that can sometimes reduce the cost. Drive safely and carefully and don't make unnecessary journeys and there will be less chance of an accident. As you start to build up claim free driving experience, the cost of your insurance will start to come down.