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Ernest Said:

Will a ticket for driving a car with an expired registration increase my insurance premium?

We Answered:

tickets for non moving violation usually do not show up as bad driving and therefore do not increase premiums, this includes things like expired registration, a parking ticket or expired inspection ticket.

Catherine Said:

If I ask my insurance company to fix my car will my premium increase?

We Answered:

I'd pay for it out of my pocket unless it will take allot of money to fix your car. You can bet your rates will go up if they don't cancel you. The when you go to get insurance from another Company they will know about the wreck and you will still be getting the high rates. Fit it on your own if you can

Casey Said:

if you bump the car, will the insurance company increase my premium even if i don't claim?

We Answered:

Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - autoinsurance.noneto.com

Ivan Said:

in what way will your location affect your car insurance premium?

We Answered:

Insurance companies look at many factors in setting rates, and the claims history for an area is taken into account. If you live in a rural area, where there is little traffic, there is much lower chance of an accident than if you live in a congested city. They also look at the crime rate, and base the insurance rates on the risk of the location

Oscar Said:

Car insurance?

We Answered:

No problem, your premium is affected by claims made, so if you haven't claimed . . .

Rhonda Said:

Will a personal injury claim by me on my own car ins policy increase the premium?

We Answered:

If you are at fault for the accident....and it sounds like you are since you hit parked cars....you can not make a claim against the liability coverage of the car you were driving.

The reason is: you can't be liable to yourself. You can't go into a court of law and sue yourself for causing injuries to you. That's why....all the people who are hurting for money in the current economy....can't go run their cars into trees so they will be paid for "pain and suffering".

Therefore, the only coverage that could help you with your medical bills would be Medical Payments coverage or Personal Injury Protection (depending on which one you have....if you have one or both of these coverages). These coverages pay for medical bills up to their limits. They do not pay "pain and suffering".

Your agent may be able to give you an idea how filing a PIP or Med Pay claim would affect your rates.

But odd are....you're going to have a rate increase after your insurance company gets done paying for the cars you hit.