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Average Monthly Health Insurance Premium

Marie Said:

Are conservative arguments against Health Care unfounded, rather than fact-based?

We Answered:

If one makes a highly profitable business out of life and death then it becomes a monopoly we can ill afford. Pun intended.

Vanessa Said:

Has anyone ever seen how much doctor's get paid by Health Insurance companies?

We Answered:

There is ALOT wrong there. Bush's old standby line "the market will take care of it", is a joke. The market (monstrous insurance companies) is raping patients, and even well-intending doctors of money like 1930 mafiaso. They are out of control.

Martha Said:

How much do you pay for Health Insurance?

We Answered:

my arm and my leg

Yvonne Said:

Health insurance benefits and costs between MA and IL?

We Answered:

Now you see why Massachusetts just passed a law that basically ditched the private market for small employers.

You are finding out that each state has separate insurance laws that require insurers to cover different benefits.

States that have a high level of benefit mandates and then also have a high level of regulatory control over rates have a difficult time attracting insurers to want to sell there.

When you have very few companies selling, there is no competition and the price goes through the roof...which is exactly what happened in Massachusetts. The costs got so high it was hurting small employers and individuals.

The crisis got to the point that the state has decided to ditch the small market and go to a statewide mandate where the state will pay for the care of those who can't afford it.

You are also finding that Illinois has many competitors and lesser rate regulation which means a better deal for consumers.

Judy Said:

Mandatory Health Insurance -- works like this, yes?

We Answered:

What has the government ever run that didn't fail miserably like Social security etc. They will rob this policy also and run it into bankruptcy along with the entire country.

Jared Said:

How much does medical insurance for a newborn cost monthly with a premium?

We Answered:

I would say around $250 a month. But it could also be a lot more or a lot less depending on whether you have group health insurance through your employer or individual insurance.

Parents that cant afford insurance for their children can qualify for programs like CHIPS, where it is considerably less for families to provide their newborn child with coverage.

Hope this gives you a good idea on what the average is for a newborn.

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