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Ronald Said:

What is the best way to market homeowners insurance in Florida?

We Answered:

MIchael, I've seen some of these new small startups. They aren't rated by AM Best, which would mean (in every e&o policy I have ever seen), that your e&o won't cover any claims related to issuing that type of policy.

The last one, where I looked at the financials (a captive of Allstate, I believe) had enough reserves to pay for 500 houses. Not something I'd recommend.

SO, IMO, Florida DOES have a homeowners crisis.

If you've got an A RATED CARRIER, that writes new homeowners in Florida, within 10 miles of the water, PLEASE let me know who. Heck, email me your contact information, and I'll send business your way. I won't recommend unrated carriers, and I won't recommend any carrier rated lower than an A with AM Best.

Which is why I STILL recommend Citizens, for new business.

Anne Said:

hey, i was just wonderin??!!!?

We Answered:

YES i heard the same thing I thought it was kinda funny because they said they don knoww where it will land but there sure that it will not hurt any one. but I would like something like that to fall on my house because i kno someone who had a comet land on there house fareal and they got alto of money for it and they got there own display in the museum!