NLIC.org

Jennie Said:

Is there a significant difference in auto insurance rates when males turn 25 years old?

We Answered:

your friend is right, its a myth. your rates get lower the longer you are licensed and have a clean driving record.

Stacey Said:

Why do women get lower Auto insurance rates?

We Answered:

They don't EVERYWHERE - in MA, for example, women and men pay the same for auto insurance, just like they pay the same for life insurance, even though men are more likely to die sooner. Gender basis for rates vary by states. MA prohibits having different rates based on gender.

In states that DO allow different rates based on gender, it's because they've found a corrolation between claims payout and gender - just like they charge more for 16 year old drivers, and just like they charge more for someone with 2 DUI's.

It's all about the numbers. If there wasn't a corrolation, the states' insurance departments wouldn't allow the rate difference.

Daryl Said:

Is there any regulation that I must show proof of ownership of a car to get auto insurance rates?

We Answered:

I recommend you this site where you can compare rates so you can find the best option for you

http://EstimateAutoInsuranceRate.info

Renee Said:

Will my auto insurance rates go up if the accident is not my fault?

We Answered:

It is a difference as you were in control of the vehicle. Being on the roadway makes it a not at fault accident. In the parking lot, it is just a hit and run. It would be like whether or not you were parked at your house or driving down the road. Either way, you rates should not go up at all. It was a not at fault accident that you would couldn't control. If your rates do go up, I suggest finding a company that will not raise your rates if you have an accident that is not your fault.

Dale Said:

Do MA auto insurance rates drop after three years of being insured?

We Answered:

You can compare how the insurance quotes would change, for example here - carinsurance.yoll.net

Sue Said:

Is it necessary for me to show proof of ownership of a car to get auto insurance rates ?

We Answered:

I recommend you this site where you can compare rates so you can find the best option for you

http://EstimateAutoInsuranceRate.info