NLIC.org

Jenny Said:

Should I switch insurer to reduce auto insurance premium?

We Answered:

They do its called a CLUE report and tells other Insurance companies your past driving record, do not let this keep you from trying to find cheaper insurance but just make sure you do not cancel your current policy until you have been approved by the insurance company that gave you the cheaper rate.

Louis Said:

What is wrong with this picture or is this legit? (auto insurance premium)?

We Answered:

No, they are not robbing you in any way. It's called inflation, and the costs of doing business. A phone call was a 5 cent purchase years ago and gasoline was 23 cents a gallon.

But shop around, talk to a local independent agent to see if you can do better.

Cory Said:

Why is your auto insurance premium primarily based on your credit score and not your driving record?

We Answered:

Depends a whole lot on the insurance company and they use it only to raise rates and profit from it, so find a company that doesn't

Ricardo Said:

Will my auto insurance premium go up i got a ticket for not paying highway tolls?

We Answered:

Probably not since it isn't considered a moving violation.

Clyde Said:

With a $1200 yearly auto insurance premium, what if any could I expect back when switching services?

We Answered:

i wouldn't say insurance agents or companies are con artists bc i am an agent and i dont con anyone. but if you mean that you already paid your annual premium in full then had to cancel for whatever reason you can expect a refund for any unearned premium which is bascially days you paid for but do not need coverage for. e.g, if your policy started in jan and is 1200 a year that is 100 a month. if you cancel in june you will get around $600 back.

just make sure that you get your new mailing address updated so that your refund can get to you. they usually take 1-4 weeks. hope this helps.