NLIC.org

Bernard Said:

How do I know if my auto insurance company is frauding my?

We Answered:

you can visit the company's official website from where you can know about the insurance procedure / rates etc.

usually the vehicle is insured on the depriciated price and if the same company is continued every year, then they give the no claim bonuses.

There is a unique number called the "Cover Note" number from which you can trakc down your insurance details from the company.

Wish u luck Buddy!!!!

Judith Said:

How would auto insurance company know if I am unemployed?

We Answered:

They don't know if you are employed or not.

It's not based on employment - it's based on credit score. Likely, that other person also stopped paying bills.

Marvin Said:

Can new auto insurance company find an incident not reported with DMV but claimed with current insurance comp?

We Answered:

It is probably a matter of public record, and yes, they share information between companies. If you don't report it, and they find it, you have committed fraud. If you don't report it, and they don't find it, and you ever make a claim, it may turn up then and would be cause to deny your claim.

Bottom line, tell them now.

Jared Said:

What auto insurance company is the best to sell for and why?

We Answered:

every company will have a different benefits, some may be commissions, some may be benefits, some may be how well known they are. You need to consider all when starting out. I have worked for a couple of companies, I will tell you that if you work for a company that is well known it is worth a getting a paid a little less so that you don't have to continually try to explain who your company is, I would start with a big company till you have some experience then you can move out to possibly an independent roll. Don't get stuck with the get rich quick attitude that most manager will tell you. I wish you luck in your decision

Marjorie Said:

Is the auto-insurance claim information shared if I switch the insurance company?

We Answered:

Most of the time, yes they will find those prior claims.
Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.
Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.

Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims.

Brent Said:

What would lawyer costs for an auto insurance company be?

We Answered:

Some insurance companies consider a lawyer's fees the cost of doing business. So they don't really give that consideration when they value a claim.

They also know that if you hire a lawyer and sue - you will have to pay your lawyer 1/2 of your settlement plus expenses - a smart adjuster will point it out to you that to you. Be careful trying to ague that the insurance company should give you more because you are saving them legal fees -the company can use that argument back against you. Because if you hire a lawyer - you have to pay him as well.