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Dwayne Said:

What companies offer instant online auto insurance proof?

We Answered:

Any company that allows you to purchase without going through an agency. Progressive, Geico, etc. but not State Farm etc.

Everett Said:

What are some discounts that many auto insurance companies offer that might help save some money?

We Answered:

Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state.


Some companies might offer:
-Good student discount (if you have a B or better average, so 3.0 or higher)
-Driver Training discount (if you got your drivers license through an 'on the road' driver training course and got a certificate stating you completed the course
-Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.

If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.

Just offering some suggestions for you!

Hope this helps. Good luck.

Janet Said:

Do you know that many auto insurance companies base your rate on your Credit Score>? Should this be legal>?

We Answered:

First off, I have been a claims adjuster for 20+ years. Using a credit report to help determine rates is pure BS. As another poster stated many people with good credit suck at driving. Their the ones who are wealthy and too busy to pay attention while driving.

I have investigated 1000's of accidents and there is absolutely no correlation between bad credit and bad driving. I agree there is a correlation between good credit and the insurance company getting paid on time. That is their main concern. Using the credit report crap to charge higher rates is just a bonus to the company.

And folks let's be clear about the myth that insurance is required in all states. It is NOT!! It certainly should be but it is not.

People who are not in the insurance game (like nan6872) assume that insurance is required in all states because that is a logical conclusion, except when dealing with insurance and vehicle laws there is not much logic applied.

There are many states that do not require mandatory insurance but instead require "financial responsibility". For example I handle a lot of claims in Wisconsin. There are tons of insured drivers there drinking their great beer and driving home. Insurance is not mandatory there, however if you have an at-fault accident while uninsured the Dept of Transportation will revoke your license and registration if you do not sign a contract to repair the damages you are responsible for.

Milton Said:

What auto insurance companies offer auto insurance for driving for-hire vechicles (Car Service / Cab ) ?

We Answered:

There are lots of people having the same question like you and yours is just another one. Basically speaking about car insurance<!--Car insurance is the most widely purchased type of insurance coverage. Car insurance is designed to protect you, your family, and your automobile. You may get your query answered here,

http://www.best-autoinsurance.we.bs/

http://bestcarinsurance.awardspace.com/

Cheap car insurance is a popular avenue these days, but you should be sure that you're getting all of the coverage you need, as damage to your car or another-->person's car may cost you money out-of-pocket if you don't have sufficient coverage and your car insurance rate may go up.

Shannon Said:

Which auto insurance companies will not cancel policy/raise rates if there is an accident?

We Answered:

this one will not cancel policy/raise rates if there is an accident http://finance.ebookorama.com/ukusa-sele… get a quote now it's free

Virgil Said:

Do auto insurance companies receive money for taking older vehicles off the road?

We Answered:

No, they don't get paid for getting older cars off the road. They total cars if the cost to repair them reaches or exceeds a certain threshold (usually 70%) of the actual market value of the vehicle. Most older vehicles are not worth the repair cost it's going to take to get it back in a pre-accident condition so they total it.