NLIC.org

Glenn Said:

Books that cover a character's whole life?

We Answered:

Robert Jordan's Wheel of Time series follows three main male characters throughout around 7 years of their lives. They definately grow during that time and you see who they become, but it's a 14 book series and a lot to read if that's the only thing you are interested in.

Joann Said:

What good is term life insurance?

We Answered:

Depends on what the goal is.

are you ever planning on retiring? Life insurance is intended to replace lost earned income. If you aren't earning income, you haven't lost anything, when you die.

Whole life is MUCH more expensive than term.

Me, I have term, and will be "self insured" when my 20 year term policy runs out. That means, I will have saved enough money on the insurance and everything else, that I don't NEED life insurance to pay it.


Set the goal first. What's the GOAL of the insurance? Then, run the numbers. What's the future value of the compounded interest of the money you're paying the insurance company? Then, select the cheapest tool that achieves the GOAL.

Julie Said:

I currently have whole life insurance, to help my family in case something happens. Should I have term also?

We Answered:

I prefer the idea of buying a whole life policy when you are young, as much coverage as you can afford. Once you finish paying for a whole life policy, you have the coverage forever (until ou die). A term policy will expire after so many years (10 yr term, 20 yr term, etc) and although some of them are renewable, the company will calculate a new rate based on your age and health at the time of renewal.

If you do not think your whole life policy will be sufficient for the needs of your family, and you can't afford another whole life policy (they are more expensive since they do not expire), the by all means purchase a term policy.

Scott Said:

What would it feel like to cover up my sexuality for my whole life?

We Answered:

I pretty much did that with being trans. It feels like you're constantly hiding, constantly lying to people, and it's extremely difficult to form close bonds with anyone. It feels like you're living in a vat of used food.

I wouldn't exactly recommend it.

Allen Said:

Whole life insurance and leaving the country?

We Answered:

lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.