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Kathy Said:

what will liability car insurance cover?

We Answered:

Liability car insurance covers for an accident when your are at fault. This will pay for property and medical damages caused to the other driver. It will cover up to the limits of your policy. If you were not at fault, your coverage won't matter really. In that case her liability coverage will cover you up to the limits of her policy.

Lee Said:

Does Liability Insurance covers an uncovered driver if I'm inside the car (TX)?

We Answered:

Generally, if you gave the person permission to use the vehicle, they are not a regular user or household member, and they are not specifically excluded, then your liability coverage will cover you and the driver.

Benjamin Said:

In California, what exactly is covered with liability car insurance?

We Answered:

If you only have liability coverage, you are not covered for the damage to your vehicle. It does not matter if another vehicle was involved. That is why insurance offers both collision and comprehensive coverage. In some states, there is Uninsured Property Damage coverage, but this too is usually optional.

Sorry, you have to repair or replace your vehicle without the aid of your insurance company.

Jean Said:

I have liability insurance on my car, does that cover motorcycles too?

We Answered:

Separate vehicle - separate policy. Call State Farm (or any company) and get a new policy for the bike.