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Jenny Said:

Insurance cover broken TV?

We Answered:

If your insurance has accidental cover then yes it will cover it for that

Dora Said:

Will homeowners insurance cover a TV broken by a flying Wii controller?

We Answered:

LMAO, oh man i hope that's a joke but if it isn't im sorry must have been intense.

Seth Said:

Would home owners insurance cover damage done to a tv by our dog?

We Answered:

Personal property like televisions are usually subject to "named peril" coverage which means only the causes of damage listed in the policy are covered. "Damage by domestic animals" usually isn't one of them. If the dog jumped and fell into the TV it still might be covered if "falling objects" is one of the covered causes of loss for personal property and the insurer decides a jumping dog could fit the definition of a "falling object".

If you have "all risk" coverage on your personal property it might be covered unless animal damage is specifically excluded in the exclusions section. Read it carefully since insurance companies do make distinctions between a cat or dog and say, a deer jumping through your living room window.

Damage done by domestic animals is commonly excluded for the "dwelling" section of the policy. This is mainly because dogs and cats ruining carpets by urinating on them is relatively common and would be difficult to sort out whether the damage was from a single occurrence or multiple occurrences requiring multiple deductibles.

It's worth checking your policy though.

Perry Said:

If someone steals your carwill the insurance cover for the rims and tv and extra things i put on the car?

We Answered:

Normally these items require an endorsement, but it depends on what YOUR particular USAA policy states.

Sally Said:

I have just dropped my High Definition projection TV..will house insurance cover it?

We Answered:

stage a burglary.