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Joann Said:

Travel Insurance Cover?

We Answered:

Firstly you will need to see a doctor and get a letter saying you are unfit to travel. You will also need to speak to your insurance provider to see what they cover. It is not a pre exsisting illness so as long as your doctor says that you are unfit to travel they should as a rule cover you for this.

Byron Said:

What type of travel/medical insurance do I need?

We Answered:

I don't know enough about your specific medical insurer to know if their cover is adequate for routine doctor visits (what about pharmaceuticals?) but I never travel anywhere without good travel insurance. That should cover all urgent treatment with no up front payment AND repatriation expenses in the event of a serious incident and also covers you for lost luggage, travel delay and cancellation expenses and theft. The travel insurance I use is issued by Mondial Assistance which is an international company and they're very reliable. World Nomads is a good international travel insurance company but I think they also use Mondial.

Billy Said:

We are trying to obtain travel insurance for my brother a pre existing medical condition called cardio myopath

We Answered:

Airlines offer travel insurance and their coverage is not dependent upon pre existing conditions as an airplane disaster has nothing to do with a passenger's health. Health insurance with a pre existing condition is another matter. It is always available but not always affordable. I pray that his cardiomyopathy is well treated and that he enjoy good cardiac funtion - and finally - that he enjoys his travels.

Michele Said:

Travel insurance from the UK to Brazil - BA strikes?

We Answered:

Phone BA a few days before your flight and see what they can do, which may mean going to London the day before by train or coach. As these strikes have already been announced, any travel insurance that you buy now won't cover you for this, but you might have been covered if you had bought the insurance six months ago.

If you are travelling on a single ticket (and BA flights are running normally) you should be able to check your bag through to Brazil, and transfer airside at Heathrow without collecting your bag. If you have two separate tickets, you will need to transfer groundside and check in again in Heathrow.

I wonder if you are getting confused by two different type of baggage loss. If somebody steals you bag, you will be covered up to £1000 or whatever. If the airline "loses" your bag by sending it to Rome instead of Rio, and you have no bag for 3 days, you get £50 to buy some cheap clothes and toothpaste to use while you wait.

It is essential that you purchase good travel insurance, which you should buy as soon as you have booked your flight. The main reason is the potential medical bills. If you are in a car accident it the hospital bill could be £20k. If you have to fly home with your leg in plaster, you might need to fly in Business class to have enough room to sit down!

Ellen Said:

Where can I find cheap travel insurance for someone with an existing medical condition?

We Answered:

health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.