NLIC.org

Adam Said:

Which Term Insurance cover is Covering Terrorisim.?

We Answered:

Term insurance covers life insurance not terrorism.

Probly most if not all policies exclude terrorism or any act or war. You need to post more information about exactly what your question is.

Danny Said:

dOES lONG TERM HEALTH CARE INSURANCE COVER IN HOME CAREGIVER SERVICES?

We Answered:

Medical Discount Plan
ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services.

Individual & Family Health Plans
This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose.

Short Term Medical Plans
This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months.

My suggestion is trying to absorb as much information as you can before making up your mind,here    www.HealthInsuranceIdeas.info    is a good one.

Roy Said:

Does employer-based health insurance cover long-term care?

We Answered:

health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.

Adrian Said:

What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC?

We Answered:

I live in Canada, where we have universal healthcare.

Our health care system covers bare bones treatments.

Doesn't cover LTC, doesn't cover travelling or accomodations for treatments if you need to go to a different city for treatments, doesn't cover parking at the hospital (which is about $10 a day at most places), doesn't cover your food, if you want a telephone or TV in your room it's not covered, if you want a semi-private room it's not covered, doesn't cover lost wages while you're sick, doesn't cover any optional or elective procedures, doesn't cover modifications to your home if you suddenly need wheelchair access or something, doesn't cover ambulence rides. There are TONS of expenses not covered under universal health care.

Our health care is 'free' here, but there is still huge demand for LTC and critical illness insurance, infact statistics say that the largest demographic of people that by LTC and CI insurances are doctors, nurses and medical care workers. Goes to show how much faith they have in Universal Health Care being 'free'.

I would assume that if Obama goes ahead with universal healthcare it there would still be a need for extra coverage through LTC and CI unless he comes up with some new wage plan that will cost tax payers litterally billions upon billions of dollars.