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Short Insurance Cover

Raymond Said:

What is a good site to get short term health insurance?

We Answered:

try ehealthinsurance.com, It can be confusing with all the different plans.

Alicia Said:

will insurance cover after market part?

We Answered:

No.
Insurance will usually allow for things that INCREASE value, custom body panels, lowered suspension and twenty inch chrome wheels decrease market value (market value = what the market will pay you if you sold your car). Example: you crushed $10,000.00 worth of diamonds, mixed them in some paint and sprayed it on your car -- it is NOT worth an extra $10,000.00 to anyone. You may be able to up your coverage under a customizing clause/rider but cost may not be worth the extra premiums.

Lee Said:

will i still be covered by short term disability insurance even if i worked on my part time job?

We Answered:

If your short term disability insurance is through a group policy at work it is very likely that the definition of disability would require that you are unable to work. A more restrictive definition of disability is often found in group policies in order to keep the monthly premium low.However, your group may be different.

You need to check the certificate of coverage you received when you signed up for the disability coverage. Look for the "definition of disability". It should be easy to find in the contract. If you don't have the certificate check with the HR people at work or call the agent that sold the policy to your employer.

If you bought the disability policy as an individual you will have to look at the policy or call your agent because there are many ways to customize the coverage of an individual policy..

Rachel Said:

united health care insurance to cover prescription drug?

We Answered:

Short term policies generally do not cover pre-existing conditions and most don't cover anything until you reach the deductible. A short term policy is only meant for catastrophic coverage while you are between permanent policies. The United Health policy specifically states that it does't cover any condition which you've received treatment for within the last 24 months.

You will need to get a permanent policy to cover the accutane. However, depending upon why you are taking the accutane the policy may not cover it as a pre-existing condition for a period of time, which can be a year or more, or they may decline to cover you at all. You'll need to talk with a local independent agent to find a plan that's best for your situation. Do not try to do this on the internet because you'll end up in the same situation as you're in now.

There is a free prescription drug card that may give you some help while you're trying to find another policy. You can sign up for it here http://drugcardamerica.com/index.aspx?af… and print the card directly from your computer. Since it's free it doesn't hurt to try.

Velma Said:

My tounge is too short to get pierced, and my insurance wont cover a frenectomy. Should i do it myself?

We Answered:

wow! how much damage are you looking to do to your body.first, the idea is just stupid. second, tongue rings will just damage your teeth and coul be damaging to your tongue as well. i had my tongue pierced for several years and it has done a bit of damage to my teeth. its not worth it.

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