NLIC.org

Lillian Said:

I'm looking for a home insurance for the flat I am renting.?

We Answered:

If you renting, you only need contents.

Leona Said:

Divorced person and insurance?

We Answered:

The difference is simply because people who are divorced tend to cost the company a bit more to insure. Nobody can really say for sure why, it's just a numerical fact.

What the company does is look at all the information you've given them and look at their massive collection of claims. They figure out how many claims people the most like you tend to file on average and how much each of those claims cost them. They then use this to figure out how much to charge you.

It doesn't always make sense or have a logical explanation. It isn't any kind of judgment. It's just numbers.

However, you *are* single. I'm not sure, but there may not be any reason you cannot put single down.