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Mike Said:

will insurance company cover me and my brothers car if it got stolen?But i was the last one to drive it?

We Answered:

The fact that your licence was suspended would not matter as this claim would be payed under Comprehensive coverage, and Comprehensive coverage deals with all damage which was not caused by an accident. Keep in mind Comprehensive also covers accidents with flying or falling objects as well as collision with animals, so a valid licence would be required if the car was being driven at the time. Since the car was not being driven, my opinion is the the theft would be covered (whether the car was running or not is irrelevant). You will have to check your policy wordings to confirm all of this of course.
HOWEVER, you will have to report this theft to the police, which means they will want to know how it got to the store, so you will have to admit you drove while under suspension, which means get ready for a hefty fine. Plus once this is reported and the insurer discovers all the details, the insurer may decide your licence suspension is a material change in the risk which means a few things may happen: a) the insurer voids the policy, which means the theft claim will not be paid; or b) the company maintains the policy, pays the claim, excludes you from the policy as an operator until your licence is reinstated, and when your licence is reinstated they will then surcharge your rates big time because of your 'Diving While Licence Suspended' ticket.
You have two options as far as I see: a) To not report this and hope the vehicle is never recovered, or else the police will come knocking and then you'll be in a worse situation. Of course this means you will have to continue paying off a vehicle you don't have, plus you will have to continue paying the insurance for the vehcile as the finance company will want the vehicle insured at all times; or b) Report the theft to the police and your insurer, take the hits for driving while suspended and the increase in your rates and hope your insurer doesn't void your policy, and doesn't find some other way of not paying the claim. There is no win-win option for you however.

Lester Said:

Does Humana One insurance cover therapy?

We Answered:

It depends upon which HumanaOne insurance policy you have. They have several different plans. Also, the plans that they have are different in each state. You'll need to contact the customer service number on your card and ask them.

Some states mandate mental health coverage so in those states all Humana plans will cover the therapy. In other states with the plans that have coverage you'll have to meet the plan deductible and then pay anywhere from 0% - 50% of the charges. There is also a maximum dollar amount that the plan will pay out, then you'll be paying everything.

Cody Said:

Will my insurance cover a second one?

We Answered:

It should cover it if the Dr's recommends it as part of yours and the baby's care.

Allan Said:

In illinois, does insurance cover an accident if you have more than one person in the car with you?

We Answered:

State laws vary so you need to ask your insurance company this question

Duane Said:

Will my cell phone insurance cover a different phone if my current one is broken?

We Answered:

Yes you can =)