NLIC.org

Carlos Said:

Is it right for medical office to refuse treatment if balance are unpaid after insurance are cover already??

We Answered:

Yes. You are not required to provide a service to someone who hasn't paid you, and likely won't pay you.

Regardless of what type of service it is.

No, you cannot sue. They are not conscripted laborers! They are allowed to charge for services rendered!


I want you to come over and paint my house. I"m not going to pay you, and if you don't do it, I'm going to sue you.

That's effective what YOU are doing.

Scott Said:

Is a surgery considered an office visit covered by medical insurance?

We Answered:

health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.

Louise Said:

Is it ok for a dentist to charge an "office fee" separate from insurance to cover sanitizing of tools, etc?

We Answered:

I have never heard of this fee in my life. Doesn't sound right at all. Just out of curiousity where do you live? If it's Canada I can tell you for sure the fee is illegal, if it's elsewhere I am not sure. In Canada dentists charge by a government regulated fee guide, so they cannot tack on extras to cover costs. I am not sure what other countries do.

Pedro Said:

Will homeowners insurance cover this?

We Answered:

Generally claims have to be "sudden and accidental". It would appear to me that an insurance company would not cover this because they wouldn't view root growth as sudden. And collapse seems to be something that would happen over time as well. A drain or pipe bursting, however, would be sudden. I would turn in the claim, regardless and if they deny it have them site very specific reasons as to why.