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Chris Said:

I need motor insurance cover for a week only- looking for a company/broker that does this. Any recommendations

We Answered:

Do you want a perfectly honest answer? No broker is going to go through the time and expense to write such a policy unless you already have a business relationship with him or her.

Why? Because there is no readily available market for a 1 week auto insurance policy. Insurance companies don't offer such a policy. It would be a time consuming task to get an auto insurance policy written only to have it canceled a week later.

Unless you have an broker/agent who feels some obligation because you are a good customer you will not find someone willing to waste their time for a minuscule commission such a policy would earn.

Erica Said:

in texas does health insurance cover motor vehicle accident injuries?

We Answered:

Usually, it covers in EXCESS over the $2500 required by law, under PIP coverage. PIP is required, for any auto owned by you, or any of your household members.

If the car is legally being driven, then it has PIP coverage, and you have to file your medical bills under your policy first.

You'd have to refer to your plan, and your agent, about how your auto and health insurance coverages coordinate.

Roger Said:

does motor trade insurance cover anyone to drive the vehicle?

We Answered:

A full traders policy does include all drivers over the age of 21 that holds a full licence.

On the other hand there might be clauses in the policy and its up to the person who holds the policy to define and show you the cover allowed.

Do not take someone elses word, without first checking the details yourself.. Its your licence that's at risk.

Sheila Said:

Is either intermittent exotropia or ocular motor dysfunction a disability, and should insurance cover it?

We Answered:

The surgical success rate in treating intermittent exotropia is difficult to discern from the literature. Reports in the literature are plagued by the variable nature of the disease, a lack of standardized success/failure criteria and study bias depending on the type of intervention preferred by the authors. It is therefore not surprising that rates of success vary widely in the literature, ranging from 40 - 92%. Most authors define surgical success as a small residual exotropia (less than 10 prism diopters) or an exophoria/esophoria only. The goal for an adult with exotropia should be viewed somewhat differently. In these patients a persistent consecutive esotropia may cause intractable diplopia. Further surgery may be required to place the patient back into his/her original suppression scotoma. However, a small residual exodeviation will usually provide complete relief of symptoms as well as an improvement in appearance. An undercorrection, therefore, is much preferable to an overcorrection in this instance.
The treatment of most ocular motor dysfunctions requires orthoptics/vision therapy. However, the therapy regimen may be augmented by the use of therapeutic lenses or prisms. Optometric vision therapy usually incorporates the prescription of specific treatments in order to:Develop accurate fixational skills. Develop accurate ocular pursuits and saccades. Integrate ocular motor skills with accurate motor response. Integrate ocular motor skills with other sensory skills (vestibular, kinesthetic, tactile, auditory). Integrate ocular motor skills with vergence and accommodative systems. Integrate ocular motor skills with information processing.
With regard to both conditions, they come under the umbrella of Disorders. Obviously they are a disability but whether the insurance companies classify them as a disability is a matter for the law and I am not able to discuss law here.


I add this link which discusses strabismus.

http://www.strabismus.org
/exotropia_eye_turns_out.html

For further information on this subject, you would be advised to consult your doctor or ophthalmic specialist.
Hope this helps
Matador 89

Maria Said:

Motor Insurance - Insurance abbrevations for third party, comprehensive and full insurance? What they cover?

We Answered:

Insured a motor vehicle will help you cover against all possible losses including accidents, thefts and other subsequent liabilities.

The level of cover for motor vehicle insurance India can vary a great deal. The cover can be the insured vehicle, insured party or even the third parties. Similarly, the premium for this insurance is dependent upon many parameters. Few of them include age, gender, vehicle classification and cost off vehicle and so on.