NLIC.org

Clarence Said:

Is it possible to Cancel an Instant Life Insurance Quotes ?

We Answered:

a quote is just a quote, not a contract. If you are the "quotee" just don't perform. If you made the quote, then you should know the answer yourself.

Charlie Said:

Good Reason For Whole Life Insurance Quotes?

We Answered:

Yep, she's not the only one.

There are two good reasons for owning whole life:

1. If you own a business, like a family farm, and you want to pass it down the family, you need the whole life to pay your estate taxes, so the family doesn't have to sell the business to pay the estate taxes when you die.

2. If you have a very large estate, and you want to avoid paying estate taxes to Uncle Sam, you can buy life insurance to pass money, tax free, to your heirs, in many cases.

If you have either of these situations, then you really need to also be sitting down with an estate planner.

Me, I'll never be a multimillionare, and I'm ok with that - but I don't need life insurance after my kids are grown and out of the house. Me and my husband, we only own term.

When you run the numbers, you'll see that "buy term invest the difference" puts a whole lot more money in your pocket, 30 years from now.

**People who "invest" in whole life for the cash value, haven't run the numbers. When you automatically 'lose' 90% of the money you pay in to the insurance company, year in, year out, that's a pretty rotten return. Life insurance is NOT NOT NOT a good investment tool. It's a DEATH PLANNING tool, or an estate planning tool."

Adrian Said:

How do I find figures and quotes for a Life Insurance Company such as New York Life?

We Answered:

lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.