NLIC.org

Jeff Said:

Which insurance companies cover Human Growth Hormone (HGH)?

We Answered:

Find a doctor who:
a) is doing studies and is willing to give you the medication as part of the study, usually a larger practice.

b) contact the companies - many of them do have charity programs - so you can get it for reduced price or free. A friend of mine lost her insurance and now she is getting it through a program. You may have to change brands.

Have you heard of the Magic Foundation? They have lists of doctors that specialize in difficult hormonal disorders.
www.magicfoundation.org . There are also yahoo groups and a lot of parents there - they may be able to guide you.


(The insurance person is a JERK! As a person who take GH and knows what a tremendous difference it makes, that person should be banned. I had to fight to get the tests and get them paid.).

Denise Said:

Will insurance cover girlfriend who lives with you?

We Answered:

While it does depend on the plan as negotiated by his employer, most UHC group plans do cover domestic partners after one year of living together. You will be required proof (such as inclusion on a lease for at least a year).

UHC recognizes domestic partnerships regardless of gender or legal status. The information on his plan can be obtained from his benefits handbook or HR department.

ADDED: I keep seeing people here commenting on common-law statutes. If the insurer and the employer recognize domestic partnerships, legal status is irrelevant. State insurance and ERISA laws only detail who group plans MUST insure. Beyond that, the insurer can extend coverage to anyone they wish. In the case of United Health Care, they will extend coverage to any partner who has resided with the primary insured for one year, provided the employer authorizes this policy.

Debbie Said:

Should I buy this insurance or not?

We Answered:

Look at it this way, his job is to get money from you. It sounds to me that's what he's trying to do. I wouldn't get it personally.