Life Cover Policy

Karen Said:

Is there any single insurance policy covering life risk & health?If so which company offers the same in india?

We Answered:

Jayant has suggested “LIC Health Protection Plus”.

Research on the net:

LIC after success of "Jeevan Varsha" has come out with another United linked plan targeting health insurance sector in India named “LIC Health Protection Plus” which will provide long term health insurance for Husband, Wife and a Child in family either this plan covers two adults and one child.
One of the major added advantages of this plan is that being unit linked it helps in meeting Domiciliary treatment and OPD (Out Patient Department) charges, Whereas the main plan helps in hospital cash settlement and other major surgical treatment benefit. Till now a very limited information is made available to the market. we have to wait for the official terms and conditions of plan which includes premium calculation, types of diseases covered or not covered, procedure for claiming, List of hospitals which they have tie up with etc.

http://www.licindia.com/Health_Protectio…

It actually does not meet your requirement.

HMT

Gary Said:

LOOKING FOR A LIFE INSURANCE POLICY TO COVER MY MOTHER ON KIDNEY DIALYSIS AND OTHER MEDICAL ILLNESS?

We Answered:

this is going to sound weird but gerber has had a guaranteed issue policy in the past (and I assume still does) it's just like the one for kids and babies not quite as cheap and coverage is minimal $10000 sounds right but it is something. oh also different states vary on laws and availability also you may want to check out penn treaty.

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