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Deanna Said:

can you get money after your pet dies?

We Answered:

there is no such thing as life insurance for pets.

Think about it.. there's alot of people who consider pets to be disposable.. if there was such a thing, then people would get pets, put insurance on them, and kill them just to get the money.

The health insurance only covers medical bills.. and honestly I havent found any that are worth it.. you'd be better off to put the money into a savings account every month and leave it there for emergencies. If your pet needs care, then you have money for it.. if your pet never needs more than routine shots and exams, then you have that money saved up and accumulating interest.



The only way you can get money for your pet dying is if someone kills your pet, and you sue for the damages.. and you will only get the value of your pet.. must have been a nice CH show dog if the guy got that much money!

Ben Said:

Pet Insurance for GSD- Congenital/Hereditary Defects?

We Answered:

I'm not sure if Trupanion works with Australia but they do cover that.

Deborah Said:

pet insurance -The best companies?

We Answered:

No other companies would cover for pre-existing conditions. Petplan is expensive, but it does cover what you need. You could put the same amount of money into an account to be used just for vet bills, but that would be a risk.
For new policies, M&S, Sainsburys and Tesco look ok, but you need to check out the policy details for yourself.
I suggest you think about how to keep your dogs' hips as strong as possible, and the joints in good condition. You should keep their weight down, without starving them. Swimming is excellent non-wieght bearing exercise which builds up muscle to support the joints, and Glucosamine and Chondroitin tablets helps to keep the joints supple.

Clayton Said:

What is the best pet insurance for a dog who is over 8 year's old in the UK ?

We Answered:

If you go onto compare-pet-insurance.com where you can check companies against each other. i found a massive difference in prices and found Argos the cheapest . Hopes this help.

Marsha Said:

Pet insurance for my two kittens?

We Answered:

I know it is very confusing when shopping for pet insurance. There are too many information

out there and cause a case of information overload.

No pet insurance are the same and you need to find one that tailors to your pet's need. You

have to be careful when choosing because some insurance company place a low cap on their

reimbursement even though you are paying for higher premiums. Some will have low

deductibles but will not cover much illness or low coverage for accidents and diagnosis. Many

insurance companies will not cover pre existing conditions.

I cannot recommend one that stood out from the rest because what my pet needs might be

different from what you need.

However, there is a site with a lot of good and useful reviews on the insurance available that

you can look into.

http://www.petinsurancereview.com/
http://www.pet-insurance-info.com

Some guidelines:-

How old is your pet? The best time to purchase a pet health insurance policy is when your pet

is young. Most pet health problems happen in the last two years of your pet's life. So, the

younger your pet is, the better

Is your breed prone to medical problems? While policy premiums are generally not based on

breed, certain hereditary conditions are excluded.

For instance, Persian cats are prone to polycystic kidney disease (PKD). You can still buy pet

insurance for your Persian; just don't be surprised if it fails to cover related issues (some pet

insurance policies may cover this, so check with your provider to make sure before you buy).

Is your pet already sick? Most pet insurance providers won't cover pre-existing conditions.

However, if you can prove your pet had a condition that has been cured, that may be covered.

Can you choose your own veterinarian? For many pet owners, vet choice is key, and for good

reason. Some pet insurance companies require you to use veterinarians on their own network.

Others don't. As always, check with your provider regarding your choice of veterinarian.

What is your pet's lifestyle? If your dog or cat spends most of his time outdoors, that will

increase his/her risk of illness or injury.

What is covered? Many pet owners purchase pet health insurance policies to protect

themselves from the high cost of future medical problems. Others want regular pet care such

as annual physical exams and routine checkups and cleanings.

Just be advised that most standard pet insurance policies cover catastrophic accidents and

illnesses. Routine vet visits tend to come as add-ons and/or riders.

What State do you Live In? If you are searching on the internet for pet health insurance, you

need to check this. Just because a provider does business online doesn't mean it services your

state.

Check The Insurance Company's Track Record

Every state in the U.S. has an insurance commissioner. If the insurance company you are

considering has had legal/ethical issues that should cause you concern, the insurance

commissioner's office in your state or province should know about it. Check with them before

you buy.

Ethel Said:

i have just got pet plan insurance for my dog whats it like ?

We Answered:

i have pet plan as well.. they by far cover the most, including hereditary conditions, even hip dysplasia. they also dont ask questions on claims. ive submitted plenty of claims to them throughout my dogs cancer and not once have they questioned anything. I also have the gold plan, and the added perks are great, which im sure you're aware of. their customer service is also outstanding and it is never trouble to get someone on the phone to speak to. very helpful!
i did a lot of research before choosing a company for pet insurance, and pet plan is by far the best out there. i have no complaints.