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Insurance Cover For Students
Sam Said:
Is there free health insurance for full-time students?We Answered:
~~Most universities offer students medical care. Speak to your school counselor to find out what you qualify for.~~Julian Said:
Can you use two insurance companies to pay for medical bills?We Answered:
You can bill both companies. It's called a coordination of benefits. Normally a student plan is secondary but it depends on the plan wording (you can call and they will tell you). Be sure to send all of your bills to both companies. There is a provision called - COB savings that your secondary carrier can draw on. They will even pay for non-covered services if their company has saved money by your having a primary carrier.I know that it sounds confusing but you shouldn't need to do much. Once you figure out who is prime send them the bill. After they pay they will send you an "explanation of benefits" that says what they paid/denied/applied to the deductible.
Send the explanation of benefits as well as a copy of the itemized bill to the secondary carrier and they will make their payment.
Audrey Said:
If you go to school out of state and use their health insurance, does it still cover you when you're at home?We Answered:
I am pretty sure that it will, but you may have to be a small user fee on top of what they cover. I know that up in Canada, if you were to were to have health insurance in Ontario for instance, and you went to Alberta, you would still get covered, but where it comes the difference, is the amount of coverage. The province or state that you had it initiated in, would be fully covered, but in another province, you may need to pay a user fee such as 10-20% of the service, or a flat rate that is set out by that province or state.Hope that this helps you!:)
Rose Said:
Seeking primary sports insurance for individual athletes, not students?We Answered:
Try K&K Insurance, they do this type of coverage. They do however also do the leagues so browse around a little bit on their site. Another company is Maksin Management but you have to work through an agency to be able to access them.Sidney Said:
health insurance in france for students?We Answered:
You don't normally need any insurance as in France Health is free for all, you just need to register at the securité sociale and you will be covered for everything.If you need more informations check this link this a major Health company for student and this in english too
http://www.lmde.com/fileadmin/pdf/intern…
Christy Said:
does medical insurance cover students for any college?We Answered:
May I make an educated guess that the problem is that Heald and Kaplan are proprietary (for-profit) colleges and that the insurance company may exclude all colleges in this category.If Santa Ana College is a public community college, you could stay there and earn your associates degree and then go on to a California State College, such as Fullerton, or a UC, such as Irvine. By that time "Obama-care" may have been enacted and you can obtain coverage through it if you do not continue your education. Good luck.
Arnold Said:
Indian or USA Insurance from Student going to USA for long term higher education?We Answered:
Initially you may have Student Insurance from one of the Indian companies. But latter, it is be advisable to have Insurance in USA, since you will be living there and for any bad consequences they are very help full than Indian Company having offices far away.