NLIC.org

Connie Said:

Does comprehensive uk insurance cover me driving in eu?

We Answered:

All insurance policies in the EU MUST give the minimum cover required by law in each EU Country, so you will have third party cover (to the minimum level required).

Please note that this MINIMUM cover may be only for death/ injury only and not property damage cover. (In the UK it is £10,000,000 death/ injury and £500,000 property damage - so that is the cover that foreign motorists have (assuing they have insurance and have not upgraded))

If you read your policy you will see that the cover is provided with the proviso that if a payment is made that exceeds the minimum level of cover you will have to refund the insurer the difference,

If you go regulalry aboad I suggest you buy a policy through a broker and ask them for one with free comprehensive cover abroad - you may also get other benefits such as a courtesy car after an accident, advice, help and someone who will help you make a claim.

Rita Said:

Is being caught without insurance in uk considered moral turpitude in the US?

We Answered:

While it may not be a crime of moral turpitude by US standards, by UK standards it is still a crime.

Driving without insurance is not an offence covered by the issue of a fixed penalty notice such as speeding and therefore a court must hear the case.

Any offence which is heard in court and for which a person receives a court imposed penalty, even if it it is just a fine, is a conviction under law and creates a criminal record.

Under the Rehabilitation of Offenders Act 1974, any offence for which a fine has been imposed becomes a spent conviction after five years (half that time if the offender was under 17 at the time of the conviction), so if the conviction was less than five years ago,it will show up on a Police certificate.

Allan Said:

Who in the UK provides insurance for US-purchased, unlocked iPhones? Do I need proof of purchase?

We Answered:

I have met similiar problem before, here http://www.InsuranceFreeTip.info/insurance-for-free.htm is the information that I feel helpful..

Thomas Said:

Do I have to get a car insurance in UK if I am planning to drive that car abroad?

We Answered:

it is adviced to have insurence if you are driving in UK.
and how you are plaing to take it to abroad?
and which country?

if it is to europ you can get insurance from UK which covers some countries.
it also help you to be insured your car while taking to abroad.

Rick Said:

How do you become an UK insurance broker?

We Answered:

Depends what type of incurance you are looking to work in as some insurances you will need to be qualified. In order to find out what is required try the Financial Services Authority as they regulate insurance.

And no insurance brokers are not all robbers but maybe just the ones a dodgy spark would use! lol