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Insurance And Quotes

Raul Said:

Why is there a huge difference in insurance quotes if all info is the same?

We Answered:

Doesn't matter. If they take your money and write you a policy (and don't say OOPS three days later) you should be fine.
You could just be falling into a specific underwriting model that Progressive uses. Count your luck!

Shirley Said:

How do I get individual health insurance quotes for North Carolina?

We Answered:

You contact a local, independent agent in NC. They'll be able to give you a 'ball park". HOWEVER, if you're under 30 and healthy, it's going to cost about $200 a month. If you have problems, you're likely not going to be insurable, depending on their seriousness. Or it could cost you $500 a month.

Emily Said:

Insurance quotes?

We Answered:

I like Progressive because they list several companies quotes. Sorry, but I do not know about teenagers, tho' I am sure they can help.

Judith Said:

What is the best way to compare auto insurance quotes?

We Answered:

Geico is good and others too. For a true comparison use the binder from your current insurnace so that the quotes you get are for the same levels on insurance that you have. Make sure you understand the coverage too.

Try this site to find the best auto insurance

http://best-auto-ins-usa.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

Julia Said:

Why is there an extreme price differences on insurance quotes?

We Answered:

Just out of curiosity, is that $973 for six months?

That is a HUGE range in premium. There are a couple things that could cause that, assuming you did triple check the coverages to match:

1. policy term - maybe one is for 12 months, and one is for 6.
2. payment plans - maybe one is giving you a paid in full discount, and one is giving you installment charges added in
3. estimated premiums - maybe one checked into your driving record and credit score already, so it's an ACCURATE quote, and the other just gave you an estimated quote, and will check your credit & driving record later, after you commit to the policy.

Also, some companies just TARGET certain demographics. They decide they WANT to write them, and they'll discount rates for that demographic. Example: Progressive. If you are 40, single, male, have one DUI, no other driving incidents, and a fantastic credit score, Progressive can't be BEAT. They are way, way, way cheap for this demographic. They've decided it's probably a fluke, you're responsible, and it won't happen again. And they're making money hand over fist, because all the OTHER companies out there are, well, charging like you have a DUI.

That's why there really is NO shortcut for finding the best rate for YOU - different companies target different demographics.

Discuss It!