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Insurance And Australia

Terrence Said:

Any good car insurance and car loan In Australia or south australia?

We Answered:

NRMA car loans ( http://www.nrmacarloans.com.au/default.a… ) is a good one, but you really have to jump through hoops to get it (example they want 3 months worth of bank statements).

My new car is with Esanda Finance which is run by the ANZ bank. I won't go into exact details here but I'm paying 11.17% fixed for the 5 year period of the loan. Application was very easy, only thing is they are very nasty if you miss a payment (know someone who did).

To get this loan I used a broker called FinCar ( http://www.fincar.com.au/ ), which is like that Mortgage Choice mob, but for car finance. They handled all the details including application and searching for the best loan for me (I had a default about to expire). I got approval very quickly after sending in my financial details via email. They also arrange loan and income protection for you.

Lester Said:

Does anyone know of any cheap travel insurance companies in Australia for travel insurance to the USA?

We Answered:

insurance website:
http://insurance21.cn

Ramon Said:

Am I required to have a health insurance to visit Australia?

We Answered:

If you intend coming on a Tourist visa, you are not required to have health insurance though you would be very well advised to take out a good travel insurance policy that will cover medical emergencies. Australia is a VERY expensive country if you need medical or hospital treatment.

Most tourist visa applications are denied because the applicant has been unable to satisfy DIAC that they have sufficiently strong ties to their home country to ensure that they will leave the country before their visa expires. Visas are also denied if the applicant cannot show sufficient financial resources to satisfy DIAC that they are unlikely to work illegally.

Raul Said:

Where can i find Insurance Companies in Australia ?

We Answered:

This answer applies to general (property/casualty) rather than life insurers.

Most of the big Aussie insurers are members of the "Insurance Council of Australia".

You can find a list of members (and weblinks) at the link below. In fairness this is a trade association so it is absolutley no reflection on a company if they aren't a member.

If you want a full list of all insurers licenced to write insurance in Oz, your best bet is to look at the register kept by the Australian Prudential Regulation Auuthority (APRA). Link below.

Good is very subjective term of course, some are cheaper than others, some have better service. You pays your money, you takes your choice.

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