NLIC.org

Robin Said:

Is it worth getting insurance on a large loan?

We Answered:

Hi Emma

The question you pose to yourself is

What Would happen if ...........?

Its the consequences that should concern you.

Is the loan secured against you home ?

therefore could you lose your home.

If its unsecured and you can't pay are you prepared to take the risk of having you credit rating ruined?

I hope that helps.

Heidi Said:

i got a mail like this?

We Answered:

100% scam.

There is not any kind of online email lottery by MSN/Yahoo or any other company.

You did not win a lottery that you did not buy a ticket for.

Your email address was not randomly picked for any reason.

Just ignore and block any more emails from that scammer. Don't bother to read them, it isn't worth your effort.

Any phone number that starts with +44-70 or anything similar is not based in the United Kingdom. It is from a UK based cell phone redirect service that can be answered by anyone anywhere in the world. It is a favorite service of scammers who want to pretend to be in the United Kingdom but are really half way around the world from there.

Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of lost money, millions in the bank and desperate, lonely, sexy singles. He will sell you email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.

Ronnie Said:

What does the average couple pay a month for critical illness, life and income protection?

We Answered:

It varies greatly depending on age, gender, smoker, employment etc.

For one person it could be £20 per month for another it could be £120. (income protection)

Also Critical illness, and life are generally more affordable if you do them together, but they vary again on the above and also how much you need to cover. i.e mortgage etc

Amy Said:

Why are you voting NO on prop 8?

We Answered:

I will vote YES! I really don't understand how we are considered "hateful" when it's the "no on 8" group that are vandalizing signs and yelling at us. What happened to tolerance with different viewpoints?

Virgil Said:

EU Law question: consider a French national which migrates in Italy, and which perceives an income from?

We Answered:

Yes, I would say that he is self-employed, but EU law is quite confusing on these sort of things.