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Home Contents Insurance Cover

Ella Said:

mobile phone insurance?is this worth having reasons for and against?do home contents insurance cover this?

We Answered:

Home contents will only cover it if your house gets broken into and the mobile is stolen. Even then you have to argue like crazy with them to get another.
I've always taken the insurance out on my mobile. £7 a month may seem a lot if you never have to use it but it's the piece if mind that I like.
I never used the insurance for 3 years and was thinking about cancelling it but when I dropped my phone and completely killed it I was so glad of the insurance, They had a brand new phone out to me within 24 hours at no extra charge. They didn't have the phone I had in stock so they gave me an upgrade for free.

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